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The Cost of Not Planning

What families pay when the conversation never happens. A free one page guide for adult children, aging parents, and everyone who loves them by signing up for the newsletter. 

American families gave $1 trillion in unpaid care to the people they love in 2024 (AARP 2026). Most of them never planned for it.

 

They found out what things cost in money, time, and peace of mind in the middle of a crisis.

This guide puts those costs on one page, with a source for every number.

 

Then it shows you the good news. Every number gets smaller when families talk first.

What you get:

  • The real numbers, in one place. What care, lost wages, and fraud cost families, from sources like AARP, Genworth, and the Alzheimer's Association.

  • The hidden cost nobody budgets for. Why families guess a loved one's wishes wrong about one time in three, and wha that guessing does to siblings for years afterward.

  • Your first step. One calm question to start the conversation, and a free 15 minute call when you're ready for help.

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Hi, I'm Stephanie Goodman, founder of Golden Agreements. I guide families through a six pillar process with structured conversation about aging.  It honors dignity, independence and a loved one's wishes that are known, written down, and accessible when needed. As the name implies, it works both ways and becomes an Agreement within the family. We don't start with the hard stuff. We start with what a good day looks like.

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